Author
Founder
Banking Executive
Integrated Payments
Payments Orchestration
Product Integration Specialist
Merchant Adjudication & Monitoring

Ken Musante is President of Napa Payments and Consulting and a payments consultant and payment processing expert witness with more than 35 years of experience in merchant acquiring, PayFacs, integrated payments, Card Network Rules, risk management and payment processing optimization.
Ken has founded,
developed and managed Payments Companies
Ken Musante is President of Napa Payments and Consulting and a payments consultant and payment processing expert witness with more than 35 years of experience in merchant acquiring, PayFacs, integrated payments, Card Network Rules, risk management and payment processing optimization.
Ken has founded,
developed and managed Payments Companies inside and outside of a
bank franchise. Additionally, Ken has expertise integrating solutions
through a PayFac offering and optimizing Interchange and Non-
Interchange Pass Through Fees for Platforms and Merchants.
Western States Acquirers Association
October 2021
September 2022
September 2025
September 2026
Midwest Acquirers Association-July 2022
July 2023
July 2024
July 2025
July 2026
Oct 2023
Payments Consulting Network Podcast
February 2024
August 2024
Association of Pament Professionals
BaaS Webinar-April 2025
AI Based Monitoring Tools-
Western States Acquirers Association
October 2021
September 2022
September 2025
September 2026
Midwest Acquirers Association-July 2022
July 2023
July 2024
July 2025
July 2026
Oct 2023
Payments Consulting Network Podcast
February 2024
August 2024
Association of Pament Professionals
BaaS Webinar-April 2025
AI Based Monitoring Tools-April 2026
Midwest Acquirers Association Industry Achievement: 2025
Electronic Transaction Association
Transact, March 2026
